Finance Your Dream Home.

At Homestead Mortgage, we help build futures one home loan at a time.
Your Trusted Partner

Washington Mortgage Lender
Your Partner in Homeownership.

Buying a home is one of the biggest financial decisions you’ll ever make. We’re dedicated to making that journey as straightforward and stress-free as possible. With deep roots in the Bellevue and Seattle communities, we offer tailored mortgage solutions backed by deep local expertise and a commitment to excellent service.

As your local mortgage lender, we’re on a mission to make homeownership accessible. Whether you’re a first-time buyer or an experienced investor, we’re committed to helping you find the right loan with competitive rates and a transparent loan process. We’ll help you reach your goals with a mortgage process built around you.

Finance Your Home

Mortgage Calculator

Discover your buying power in your local housing market.

About Us

Why Choose
Homestead Mortgage

A Simple, Honest Approach to Lending

With over 20 years of experience in the Western Washington market, we understand what matters to homebuyers and investors in our area. Homestead Mortgage combines a wealth of knowledge with a commitment to ethical lending practices, competitive rates, and open communication. You’ll experience a streamlined process grounded in transparency and trust. You will always know what to expect, from your first consultation to the closing table. Let’s work together to help you make the best financial decision for your future

SERVICES

What we Offer
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Purchase

Buying a home? Whether you’re eyeing a classic Seattle townhouse or a modern Eastside condo, we’ll guide you through your financing options with clarity and confidence.

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Refinance

Whether you’re seeking to reduce your monthly payments or access your home’s equity, we’ll help you determine if refinancing will help you achieve your financial goals.

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VA Loans

We believe in serving those who served us by making the VA loan process accessible and beneficial. Let’s maximize your benefits so you can secure a home.

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QUESTIONS & ANSWERS

Frequently Asked Questions

If you have more questions, please call us at (206) 391 6396
or email us at bryant@bryantluke.com

What documentation do I need to provide?
On salaried wage earners, we will ask for W2’s, recent paystubs, bank statements, driver license, and if applicable current mortgage statements. For self-employed borrowers, minimum 2 year tax returns, bank statements, driver license, if applicable current mortgage statements/business K-1’s.
What is the difference between pre-approved and pre-qualified?
When a homebuyer is pre-qualified, he or she has provided the lender with the basic information such as paystubs, bank statements, W2’s, etc. to determine which loan program the homebuyer may qualify for. When a homebuyer is pre-approved, the lender has collected, verified and submitted the information needed for underwriting and approval.
What are the closing costs?
Closing costs include items like appraisal fees, title insurance fees, attorney fees, pre-paid interest and documentation fees. These items are usually different for each customer due to differences in the type of mortgage, the property location and other factors. You should receive a loan estimate of your closing costs in advance of your closing date for your review.
What is mortgage insurance and why is it required?
Mortgage insurance protects the lender against taking a financial loss in the event the borrower stops making payments. It is required on mortgage programs that require little or no down payment and the lenders exposure is greater than 80% of the purchase price or appraised value, whichever is less.
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Ready to take that next step?

Not sure how much home you can afford? Thinking about refinancing? Use our tools and resources to find the answers you need.
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TESTIMONIALS

What our clients say

“Bryant – without you Bryant, I couldn’t be writing this review at the kitchen counter of our lovely new home.”

My wife and I were on the verge of moving from VA to WA. Introductions were done by a mutual friend and that began one of the best customer service experiences we’ve ever had in our lives.

In our end to end process to secure a loan, Bryant was very proactive in communication and along the way, there were plenty of surprise hiccups. But Bryant’s experience and efforts to educate us in industry processes made them easily forgettable hiccups.

Rahul Gupta

“Bryant and his team did and amazing job keeping me informed every step during the loan process.”

I am a first-time home-buyer. I knew nothing about purchasing a home and after speaking to many friends about buying my first home, they all had the same advice, “be sure to get a lender you can trust”. I was referred to Bryant and his team from a friend and it was the most seamless process I have ever been through. I thought it would be more of a headache, but it wasn’t. Bryant and his team did and amazing job keeping me informed every step during the loan process. I highly recommend Bryant and Homelink Mortgage! Thank you!

- Amanda Mata

“Bryant recently helped me refinance my mortgage.”

Bryant recently helped me refinance my mortgage. He obtained a rate for me that was a full percent lower than what other brokers were quoting me.
He also went above and beyond to help me with an issue with my former mortgage loan company. He was always available via phone, text, or e-mail for my seemingly never-ending questions. I highly recommend Bryant and look forward to working with him again in the future.

- Amanda Masters

“I would highly recommend working with Bryant for your next home loan needs.”

Working with Bryant was a breeze, being new to refinancing I had a lot of questions and Bryant was always available for my questions via text and always picked up the phone for my calls. No annoying sales tactics or BS just a competitive rate and fast and easy service. I would highly recommend working with Bryant for your next home loan needs.

- Austin Carrillo

“Bryant has exceeded all of our expectations.”

Bryant has exceeded all of our expectations. His attention to detail and availability for explanations and support made both our initial purchase and our refinance as close to stress-free as possible. Bryant is incredibly diligent in working to find you the best rates and provide you with any information you want or need and explains things in a way that is easy to understand. There is nobody I would rather work through this process with because Bryant treats your mortgage like his own and is there for you every step of the way.

- Zachary Orcutt

“Bryant helped in my girlfriend and I purchasing our first home together, and was a phenomenal person to work with through this process.”

Bryant helped in my girlfriend and I purchasing our first home together, and was a phenomenal person to work with through this process. Bryant acted as a sounding board for us, helping understand different financing options and the different considerations for each of them.

- Adam Cohen

“Bryant assisted us with our first home mortgage and currently with our re-finance.”

Bryant assisted us with our first home mortgage and currently with our re-finance. Obtaining a home loan can be a daunting process (with all the paperwork and scrutiny) but Bryant was able to guide us through the trenches with his knowledge, experience, and calm demeanor. Bryant made an extremely complicated, and what can be gruesome experience, simple and smooth. We are grateful to have his assistance.

- Anita Lee

“I was referred to Bryant relatively late in my loan req/closing window so it was great to have him jump in and expedite my loan processing on short notice.”

I was referred to Bryant relatively late in my loan req/closing window so it was great to have him jump in and expedite my loan processing on short notice. Bryant was very professional, honest and pleasant to work with. He provided timely updates throughout the entire process, patiently explained my perceived complex loan requirements and was able to get me everything i needed within the stipulated time.

- Femi Sulu

“Bryant just helped us purchase our new home.”

Bryant just helped us purchase our new home. I can’t say enough about him! We went pending in February on new construction, and we just closed (in July) due to permit issues with the city. He stuck by us the entire time. He is extremely responsive, detailed, and prompt. He walked us through the entire process, breaking down the intricacies of a mortgage and the home buying process.
Thank you Bryant!!!

- Caitlin Forsyth

“I think I began working with Bryant over 20 years ago, with the purchase of a home, and then with multiple refinancings along the way.”

I think I began working with Bryant over 20 years ago, with the purchase of a home, and then with multiple refinancings along the way. During that time his service has been consistently excellent. Especially when things were tricky during a divorce, he was able to help me navigate a refi that allowed me to stay in my home.

- Barb Schwabe

“I work with Bryant for all my mortgage needs in the past 10 years. He is the best in the industry and he cares about his customers.”

I work with Bryant for all my mortgage needs in the past 10 years. He is the best in the industry and he cares about his customers. I am very pleased and honor to know and work with him. I consider Bryant as a part of my family and will continue to work with him for many future years. Thank you Bryant for all you do !!

- Jerry Yang

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