We’re here for you
the whole way home
Exciting! Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) by paying your mortgage each month. We don’t just help you find your home and get a mortgage. We can help you build your financial future in the years after, too.
Start by checking out our calculators and mortgage resources to compute your purchase power and determine how much you can afford each month.
Find You The Best Purchase
Option for your family.
Whether you’re buying your first home or you are an experienced
buyer, we have a home lending solution perfect for your needs.
Navigate home buying process
Calculate Home Affordability
Looking for a home? Not sure how much you can afford. Calculate monthly payment so you can search with peace of mind
Get Started on Pre-Approval Letter
Wow, you found a home you like. Now what? No worries let us help you get pre-approved so you can shop with confidence
Let's Lock Your Interest Rate
Congratulations! You are excited to move to your new home. Get everything organized for a hassle-free closing.
How much can you afford?
The first step toward finding the right home is to quickly compute your purchasing power and determine how much you can afford to pay each month. When planning to buy a house, focus on homes in your price range and be sure to consider both the up-front and ongoing costs.
Down Payment:
Can range anywhere from 3-30% of the cost of the prospective house. The more money you can put down initially, the greater equity you will have in your home and the lower your monthly payment will be. For down payments less than 20%, you may also need to pay mortgage insurance.
Closing Costs:
Can range anywhere from 3-30% of the cost of the prospective house. The more money you can put down initially, the greater equity you will have in your home and the lower your monthly payment will be. For down payments less than 20%, you may also need to pay mortgage insurance.
On-going Costs:
Can range anywhere from 3-30% of the cost of the prospective house. The more money you can put down initially, the greater equity you will have in your home and the lower your monthly payment will be. For down payments less than 20%, you may also need to pay mortgage insurance.
Ready to take that next step?
Not sure how much home you can afford? Thinking about refinancing? Use our tools and resources to find the answers you need.
QUESTIONS & ANSWERS
Frequently Asked Questions
If you have more questions, please call us at (206) 391 6396
or email us at bryant@bryantluke.com
What documentation do I need to provide?
On salaried wage earners, we will ask for W2’s, recent paystubs, bank statements, driver license, and if applicable current mortgage statements.
What are the closing costs?
On salaried wage earners, we will ask for W2’s, recent paystubs, bank statements, driver license, and if applicable current mortgage statements.
What is mortgage insurance and why is it required?
On salaried wage earners, we will ask for W2’s, recent paystubs, bank statements, driver license, and if applicable current mortgage statements.
How does my escrow account work?
On salaried wage earners, we will ask for W2’s, recent paystubs, bank statements, driver license, and if applicable current mortgage statements.